Shop now. Pay clever.
Why stretch yourself when you can stretch your spend? Pay in 3 and keep it easy, or Pay in 12 for the clever long game.
Worry-free. Interest-free.
Keep it simple. Pay in 3 and split your spend into 3 equal payments. 0% interest. No hidden fees. No stress.
Level up, pay down.
Some things shouldn’t wait. Shop today, Pay in 12 and spread payments over a full year. Zero rush. Fair interest.
Why choose Clever?
Over clunky checkouts, delayed refunds, and the brands you love being off-limits?
Say hello to The Clever Way.
Flexible payments
Spread your spend over 3 or 12 months. Pay in 3 is interest-free. Pay in 12 gives extra time with a little interest.
Instant-refund Wallet
Returns go straight into your PayJustNow Wallet…no waiting, no hassle - ready to spend again.
Clever shopping, every time
Fast approvals, secure QR checkout, exclusive offers, and in-app support.
Featured Stores
View All
Deals
View All
What customers are saying
Molatedi was a great help to sort out my online ID verification. Quick and effortless! Great after sales service. Keep it up!
what a smart and easy way to pay! No paper work needed its a quick quick and safe process to pay whatever you need.
Honestly just a great initiative - keeps you from having to use credit (store cards) and its associated interest and costs.
Being able to pay in instalments with no interest is a game-changer! It allowed me to buy something I needed without breaking the bank.
Excellent services, always helpful, good provider, return policies are easy, tashreeq whom I've interacted with was awesome.
I’ve used PayJustNow for nearly 2 years, and have really appreciated the flexibility of making bigger purchases.
Get the App
Download the PayJustNow app & make clever money moves.
Disclaimer: A PayJustNow profile must be created to activate the app.
